Official Paynet Partner

Plug in nationwide
bill payments.

Launch bill payments in weeks, not years. Access Malaysia's largest bill payment network including JomPAY, utilities, and telcos with a single API.

20,000+
Billers
1 API
Single Integration
$0
Upfront Cost
Biller Negotiation
JomPAY Integration
JOM
Unified Payment Rails
IIMMPACT API
JomPAYBiller Network

Unlock Nationwide Payments. Zero Risk, Zero Upfront.

Empower your ecosystem and give your users the convenience of paying any bill - directly in your app. Get instant access to Malaysia's entire biller network, including JomPAY.

Fetch real-time outstanding balances and validate accounts instantly before paying

Access our entire product suite with a single API integration

Expert-validated AML and automated sanctions screening on every transaction

Multiple ways to grow your business

Auto-Pay Active
Bill Due Tomorrow
Don't forget your Unifi bill of RM 129.00
My Payments
HLA
Insurance
RM 245.00
Monthly • 20th
IWK
Indah Water
RM 2.00
Due in 3 days
TNB
Tenaga Nasional
RM 154.00
Paid • 25th Jan
Retention

Turn bill payments into a retention engine

Bills are recurring. Guarantee monthly active user engagement with automated reminders.

  • Automated payment reminders
  • Customized recurring payments
  • High frequency monthly engagement
4x Deposits
Total Balance
RM 8,450
Avg
With Bill Payments
Deposits

Drive 4x higher user deposit balances

Users keep 4x more funds in their wallets when they can pay essential bills with you.

  • Grow your sticky deposit base
  • Capture user float longer
  • Increase Net Interest Margin
Traditional12+ Months
Compliance
Banking
Dev
Testing
IIMMPACT2 Weeks
Instant Go-Live
Speed

Launch your vision in weeks, not years

Skip the complex bank compliance and biller negotiations.

  • We handle regulatory heavy lifting
  • Bypass the 12-month integration wait
  • Go live in just weeks, not months
OpEx90% Savings
Traditional
IIMMPACT
CapExZero Cost
Traditional
IIMMPACT
RM 0
Preserve capital for growth
Cost

Grow your business, not your infrastructure costs

Cut 90% of operational costs by letting us handle the heavy lifting.

  • We handle banking rails and compliance
  • Preserve capital for user acquisition
  • Focus on product innovation

Get Bill Presentment

Enter details to view outstanding

SYB
SYABAS
Biller Code: 4200
1234567890
Bill Presentment

Show users exactly what they owe, before they pay

Real-time bill inquiry transforms the payment experience. By letting users see their exact balance instantly, you eliminate guesswork, boost completion rates, and build confidence in every transaction.

payment completion
+34%

Higher Completion

overpayment disputes
-60%

Fewer Refunds

zero app switching
1

Flow

real-time validation
99.75%

Success Rate

Nationwide Coverage

Explore Our Biller Network

Search through 20,000+ billers across JomPAY, major utilities, telcos, and government agencies. Find any service provider your users need to pay.

Use Cases

Built for your business model

Whether you're an e-wallet, super app, or payment terminal operator—our unified bill payment API delivers value tailored to your specific needs.

For E-Wallets

Transform sporadic spenders into daily users

Monthly bill cycles guarantee consistent engagement and higher wallet balances. Your users stay because they need you every month.

Higher deposit retention
Predictable MAU growth
Increased float revenue
For Super Apps

Complete your financial ecosystem

Access Malaysia's largest biller network including JomPAY. Add full bill payment capabilities without becoming a bank or navigating complex licensing.

No banking license needed
Single integration point
Full biller coverage
For Payment Terminals

Turn every terminal into a utility hub

Transform your terminals into comprehensive payment centers. Increase footfall by becoming a one-stop destination for all bill payments.

Increased footfall
Higher transaction volume
Recurring revenue stream
The Next Step

Your users are waiting for
better experiences.

Every day you wait is a day your users could be enjoying seamless payments, instant top-ups, and effortless connections. Let's change that together.

What happens next?

1

We listen

Tell us about your app, your users, and your vision. No sales pitch — just a conversation.

2

We design together

Our team maps out which services make sense for your users and how to integrate them seamlessly.

3

You go live

Most partners launch within weeks, not months. We're with you every step of the way.

"More than a vendor — a partner in your growth."

Ready to talk?

Choose how you'd like to connect with us.

Email us

partnership@iimmpact.com

Schedule a Discovery Call

No commitment required. Just a friendly conversation about possibilities.